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Learn Financial Freedom Step by Step

LIC Insurance Money Back Policy


 LIC has made new money back Insurance policy plan which is called Plan No. 920. In this plane you will will the 3 benefits together, death benefits to nominee, money back benefits and maturity benefits. So, this is great policy who want to safe himself and his family. 

 I have taken this insurance policy plan on 10th Oct. 2020 for 20 years. I have paid 3 installments and today, I am ready its some detail to you for your future benefits. 


This plan protects your both death and also financial benefits. 

Ist benefit : Benefits to Nominee

In case, the policy holder died, full policy amount will given to its nominee. For example I have the Rs. 1,00,000 money back policy, If I will die, my nominee gets Rs. 1 Lakh, even, I paid only 3 installments of Rs. 13060. Just my nominee family member needs to go to our local lic department for claim. 

2nd Benefit : Money Back After End of Every 5th Year

At the end each 5 years in 20 years, policy holder will get 20% money back which will help policy holder to pay its installment. 

It means if you have the policy of insurance Rs. 1,00,000

first 5 years, every month, your insurance premium  liability is = Rs. 730

After 5 years when you will get Rs. 20,000, will deduct and per month your liability will be = Rs. 400

More detail explain


Next 5 year total liability of premium = 43755

Less money back = 20000

---------------------------------------------------

balance payable = 23755


23755/43755 X 100 = 55% approximately 

which is just 55% of your total per month liability

3rd Benefit : On Maturity

You have to pay the premium upto 15 years

means, my policy has started on 09-04-2020 and my last premium will be on 09-04-2035

and my maturity will end of 20 years which will be 9-10-2040

I will get Rs. 1,00,000 + Bonus which is will normal rate of annual interest.


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Svtuition: LIC Insurance Money Back Policy
LIC Insurance Money Back Policy
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