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Learn Financial Freedom Step by Step

Is Privatisation of Indian Public Sector Banks Good?



 I personally agree, it is not suitable for India. Public sector banks are serving better. I explain it with simple example

I have two ATM. One is of SBI and other is of HDFC. 

SBI is the public sector bank. SBI ATM Card annual charges is RS. 125 but HDFC ATM card annual charges is RS. 590. With this, example, public sector bank is serving Indian poor and middle class people in real sense. If SBI and other all public sector banks will become private, every customer has to pay Rs. 590 which will be injustics for public of India. This example can understand to you.

Privatisation of Indian Govt. Banks is not good. 

Some other important Reasons

1. Private Banks Already Failed in Past 

In past private banks are working like shahukari system and looting poor people and when their sin jug filled, all are failed and they converted into Govt. banks for serving people.


2. Why Media and News Agencies are Crying Privatisation of Indian Banks are Good

Because Media is controlled by big private companies and govt. is connected with the bad game of big private companies who wanted to buy govt. banks. 

These sold media is giving false propaganda

1. Private banks is not efficient but reality is that public banks is providing cheap and good service to Indians. 

2. In 2020-21 public sector banks collected the profit of Rs. 1,97,374 crore.  In last 12 years public sector bank earned the profit of Rs. 16,55,215 crore. 

3. Due to public sector banks, india is less effected from world crisis.


3. Govt. has Written Off Bad Loans of Big Corporates

In past three years, Govt. has written off bad loans of big corporate. Written off means, it says to bank that it is the loss, you show in your books and never demand from private companies. This is bad politics. This amount is not small. This amount is of Rs. 4,90,972 Crore and misuse of accounting tool of written off for bad purpose. 

If private companies has taken Rs. 4,90,972 Crore loan and is not giving to Govt. banks, Govt.'s duty to capture their property and give punishment by sending them all defaulter people who are not paying loan to Govt. banks

By doing written off, one big bad effect

Deposits of public in govt. banks wasted and second image of govt. banks will fall. 

Responsible is not even Govt. bank but responsible is of Govt. and private companies' fraud leaders.

but Govt. bank can insolvent what private companies wants and govt. wants but every depositer of Govt. banks should understand support Govt. bank and voice against this bad action of govt. and media and private companies.


Now, Support public sector bank's employees strike to add your voice also for withdraw black banking amendment law 2021



4. Why Govt. is Taking Tax Money, Means it should Invest in Govt. Employee Salary 

Govt who gets in power with public votes, it is his duty to generate govt. jobs by privatisation of banks, it is clear, this tax money will eat by them.


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Svtuition: Is Privatisation of Indian Public Sector Banks Good?
Is Privatisation of Indian Public Sector Banks Good?
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