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Learn Financial Freedom Step by Step

How to Pay LIC Policy Premium Online Using LIC Digital App

The LIC Digital App is the official mobile application of the Life Insurance Corporation of India. It allows policyholders to pay premiums, check policy details, loan status, claim status, and much more—all in one place. If you are a LIC policyholder, this app makes managing your policies very simple and convenient.

Here’s a complete step-by-step guide to help you pay your LIC premium online through the LIC Digital App.

Step 1: Download and Install the App

  • Go to Google Play Store (Android) or Apple App Store (iOS).

  • Search for “LIC Digital App” published by LIC of India.

  • Download and install it.

Step 2: Register/Login

  • Open the app.

  • If you are a new user, register using your policy number, date of birth, email ID, and mobile number.

  • If already registered, simply log in.

Step 3: If you have Single Policy, Go to ‘Pay Premium’ Section


  • From the app dashboard, select ‘Renewal premium’.

  • The app will display your registered policies.

Step 4: If you have lots of policies Select Policy and Payment Mode

  • Go to My policies and Choose the policy for which you want to pay the premium.

  • Select a payment method – UPI, debit card, credit card, or net banking.

Step 5: Make the Payment




  • App will show automatic premium amount, you just check and pay


See your billing name is accurate or not and then check and pay again.


Now just choose paytm and pay your premium policy. 




Step 6: Download Receipt

  • After successful payment, you will get an instant digital receipt.

  • Save or download it for your records.

Extra Features of LIC Digital App

Apart from premium payment, the LIC Digital App also allows you to:

  • View policy details.

  • Check premium payment history.

  • Download statements and receipts.

  • Track claim status.

  • Access loan and revival quotes.

Tips for Secure Premium Payment

  • Always download the app from official app stores.

  • Double-check your policy number before payment.

  • Use a secure internet connection (avoid public Wi-Fi).

  • Save the receipt for future references.

The LIC Digital App is the easiest and most secure way to manage your policies and pay premiums online. With just a few clicks, you can complete your payment and keep your policy active without any hassle.

 Want to become smarter in Insurance ? Explore our useful Insurance eBook:

Video Tutorial 


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Vinod Kumar
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Author of 50+ ebooks in accounting, finance, self-help, and science.
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Svtuition: How to Pay LIC Policy Premium Online Using LIC Digital App
How to Pay LIC Policy Premium Online Using LIC Digital App
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